Marblehead Real Estate

Krista Finigan

Residential Real Estate Agent

Turning Houses into Homes



How I Can Help - Financial Matters

Beginning your search for a new home . . . the second step

The 2nd most important step in finding your new home is to determine how much you can afford to spend comfortably. There is nothing worse than falling in love with a property you cannot afford.

I always advise new clients to talk with a mortgage professional to discuss not only their qualifications but to determine what price range would be most comfortable. It is important to determine how much of your monthly income you want to put towards housing.

In today's market it is customary for a letter of "Pre Approval" to accompany an offer. Once you have established a relationship with a lender they will be ready to prepare a Pre Approval quickly once you find a great home.

If you do not have a relationship with a lending institution or if you would like to educate yourself about the many options available regarding mortgages I suggest you contact:

Adam Moore, Senior Loan Officer
NE Moves Mortgage, LLC
Cell Phone: (978) 697-6019
Secure Fax: (781) 663-6667

NMLS ID #156393

Adam is very approachable, easy to talk to, and my experience has been that he is generally the most competitive when it comes to rates. I suggest to my clients start with Adam, get educated about your buying power and when the time comes to apply for a mortgage you will have a base of information. If you should happen to find a better program than the one Adam has proposed, the only thing Adam would ask is to give him an opportunity to make sure he cannot match or beat it.

Once you have found the perfect property it does not matter where you get your mortgage but it does matter to me that the process is "user friendly", understandable, and that the mortgage officer is readily available to answer your questions.